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It is a pure term assurance plan with only benefits payable on death. Nothing is payable on maturity. It actually works like income protection as well as income replacement plan. The policy can be taken by any person between the ages of 18 years to 60 years for the term of 5 years to 35 years with minimum risk cover as Rs. 25 lakhs.

Ideal Policy for Business Houses

Life Risk Cover of Key personnel of Business houses can be secured under Key Man Insurance to cover financial loss on occurrence of death of Key Persons.

High Risk Cover at Very Low Cost

At a very low premium, you can secure your life at higher risk cover. Cost as low as your daily tea/coffee expenses. Ensure a risk cover starting from ₹ 25,00,000/-


Avail Tax benefit on premium paid
Tension Free Claim Settlement


Entry Age18 Yrs. Completed age60 Yrs. Nearest birthday
Term5 yrs.35 Yrs.
PPTEqual to Term
Maturity age70 Yrs Nearest birthday
Sum Assured₹ 25,00,000/-No limit
Mode of PaymentYearly, Half Yearly

The basic Sum Assured shall be in multiples of ₹ 100,000/-