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It is a Single payment non-linked endowment life insurance with profit plan which offers guaranteed returns in the form of Guaranteed Sum Assured and vested reversionary bonuses with Final Additional Bonus. It is the combination of Investment plus Life Cover. Policy can be availed with duration of 10 years to 25 years and can be taken any person between the ages of 3 months to 65 years.

Combination of Life insurance & investment

It gives a lump sum amount at the end of term, to take care of important milestones in your life like retirement needs, children’s education, and children’s marriage. In case of unfortunate demise, family needs are taken care.


Guaranteed Risk Cover in case of Death

Guaranteed Sum Assured with Vested Bonus will be payable in case of Unfortunate death. This will help the family to fulfil their needs in the absence of bread winner.


Liquidity in the form of Loan

Fulfil financial needs by exercising loan facility on policy immediately after one year. Loan Facility is available at very concessional rate.


Profit Sharing as per Valuation

Every year, LIC declares valuation results.
As per valuation result declared by LIC, profit is being shared among all policyholders as bonus.


Features of Fixed Deposit with Longer Term

By paying small extra premium amount, you can secure your life for high insurance protection on natural or accidental death by opting DAB and Term Rider.


Advantages

Avail Tax benefit on premium paid
Tax Free maturity amount
Tension Free Claim Settlement

Conditions

 MinimumMaximum
Entry Age90 Days completed65 Years (nearest birthday)
Term10 years25 years
ModeSingle Premium Only
Maturity age18 Years Completed75 Years (nearest Birthday)
Sum Assured₹ 50,000/-No Limit


Sum Assured will be in multiples of ₹ 5,000/- only